Bank Lending Survey

These publications reflect the feedback and comments of surveys on the activity of financial institutions, their relationship with the clients (business and individuals) as well as the market reaction to the monetary policy decisions.

 

Time series of the results of BoA Bank Lending SurveY

 

Click on the following links to read the results of the Bank Lending Surveys.

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Bank Lending Survey, Q4 - 2011

According to the fourth quarter 2011 Bank Lending Survey, credit standards applied on loans to enterprises tightened further, and remained unchanged on loans to households, compared with the previous quarter. Banks tightened at a higher degree the lending standards applied on loa...

Published by Monetary Policy Department on 07.02.2012

Bank Lending Survey, Q3 - 2011

Lending activity survey for the third quarter of 2011 showed that credit standards continued to tighten on loans to both enterprises and households. The tightening of credit standard by loan size was applied both to small and medium%u2010sized enterprises and to large firms....

Published by Monetary Policy Department on 03.11.2011

Bank Lending Survey, Q2 - 2011

Bank lending survey results for the second quarter of year 2011 showed that credit standards continued to ease on loans to households and to tighten somewhat on loans to enterprises....

Published by Monetary Policy Department on 02.08.2011

Bank Lending Survey, Q1 - 2011

Bank lending survey for the first quarter of 2011 showed that credit standards on loans to enterprises and households continued to be eased. The easing of credit standards is implemented only on loans to small and medium-sized enterprise, as credit standards on loans to corporati...

Published by Monetary Policy Department on 27.06.2011

Bank Lending Survey, Q4-2010

The credit standards applied to businesses and households eased over the forth quarter of 2010. The easing of standards, as regards to the credit provided to enterprises, confirms the turning point started since the third quarter of 2010, while the standards ’easing to hous...

Published by Monetary Policy Department on 10.02.2011

Bank Lending Survey, Q3-2010

The October ’10 bank lending survey results show that credit standards applied to enterprises eased somewhat over the third quarter of 2010, while tightened slightly those applied to households compared to the previous quarter. The net percentage of banks reporting that the...

Published by Monetary Policy Department

Bank Lending Survey, Q2 - 2010

According to the results of Bank Lending Survey for the second quarter of 2010, the standards for loans to enterprises were slightly tightened. The tightening of standards is applied only for loans granted to small- and medium-sized enterprises. In the meantime, for the second co...

Published by Monetary Policy Department on 14.09.2010

Bank Lending Survey, Q1 - 2010

Bank lending survey results show that the lending standards, in general, are eased slightly on loans granted to businesses and are tightened further for households in the first quarter of 2010. The performance of standards applied on businesses is in line with banks’ expect...

Bank Lending Survey, Q4 - 2009

Bank lending survey results reflect the recent performance of the lending activity and provide some valuable expectations on its future developments. The aggregated survey results reveal a further tightening of the credit standards during the fourth quarter of 2009. The majority ...

Published by Monetary Policy Department on 17.02.2010

Bank Lending Survey, Q3 - 2009

Bank lending survey results show that the lending standards remained tight in the third quarter of 2009, although at a lower level than in the previous quarter. The majority of surveyed banks report that they kept their lending standards unchanged -both for business and household...

Published by Monetary Policy Department on 16.11.2009

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