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May 21, 2012 separator 20:06
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The questionnaire on the debt to households
The questionnaire on the debt to households aims at obtaining supplementary data on the level of debt to households, the weight of debt service in the household%u2019s income, the issuing currency, the type of debt and on other characteristics of the borrower. The analysis of these data is used to identify the weight of different risk factors for the debt to households and their evolution over time. The questionnaire contains the following questions:

A. 1 or 2;
A.  1 or 2;
13
13.98%
B. 3 or 4;
B.  3 or 4;
58
62.37%
C. 5 or more;
C.  5 or more;
22
23.66%
A. 1 or 2;
A.  1 or 2;
64
68.82%
B. 3 or more;
B.  3 or more;
29
31.18%
A. labor in/support from the public sector (includes retired persons);
A.  labor in/support from the public sector (includes retired persons);
24
26.09%
B. labor in the private sector;
B.  labor in the private sector;
47
51.09%
C. emigration and other;
C.  emigration and other;
3
3.26%
D. a combination of a. b. and c.;
D.  a combination of a. b. and c.;
18
19.57%
A. up to 15 thousand lek;
A.  up to 15 thousand lek;
7
7.61%
B. from 15 thousand lek to 50 thousand lek;
B.  from 15 thousand lek to 50 thousand lek;
22
23.91%
C. from 50 thousand lek to 100 thousand lek;
C.  from 50 thousand lek to 100 thousand lek;
21
22.83%
D. from 100 thousand lek to 150 thousand lek;
D.  from 100 thousand lek to 150 thousand lek;
17
18.48%
E. from 150 thousand lek to 200 thousand lek;
E.  from 150 thousand lek to 200 thousand lek;
11
11.96%
F. more than 200 thousand lek;
F.  more than 200 thousand lek;
14
15.22%
A. up to 10 per cent;
A.  up to 10 per cent;
68
73.91%
B. from 10 per cent to 30 per cent;
B.  from 10 per cent to 30 per cent;
13
14.13%
C. from 30 per cent to 50 per cent;
C.  from 30 per cent to 50 per cent;
4
4.35%
D. more than 50 per cent;
D.  more than 50 per cent;
7
7.61%
A. Up to 5 thousand lek;
A.  Up to 5 thousand lek;
3
3.26%
B. from 5 thousand lek to 10 thousand lek;
B.  from 5 thousand lek to 10 thousand lek;
5
5.43%
C. from 10 thousand lek to 15 thousand lek;
C.  from 10 thousand lek to 15 thousand lek;
5
5.43%
D. from 15 thousand lek to 25 thousand lek;
D.  from 15 thousand lek to 25 thousand lek;
8
8.70%
E. from 25 thousand lek to 50 thousand lek;
E.  from 25 thousand lek to 50 thousand lek;
27
29.35%
F. More than 50 thousand lek;
F.  More than 50 thousand lek;
44
47.83%
A. banks;
A.  banks;
46
50.00%
B. Nonbanks financial institutions;
B.  Nonbanks financial institutions;
5
5.43%
C. other;
C.  other;
41
44.57%
A. a loan repayable in installments;
A.  a loan repayable in installments;
42
45.65%
B. An overdraft repayable at once;
B.  An overdraft repayable at once;
7
7.61%
C. The use of a credit card;
C.  The use of a credit card;
5
5.43%
D. other;
D.  other;
38
41.30%

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