2009 Financial Stability Report

This is the third issue of the Bank of Albania Financial Stability Report. Starting from the year 2010, it will be released twice a year. This change arises from the need to integrate the Financial Stability Statement, the six-month release of which is required by law, into a single document. Information, in terms of the number of publications, topics discussed and time appropriateness, is thus better consolidated and focused. The Financial Stability Statement opens the Report and generally serves as its summary. The purpose of this Report is to detect and assess the risks the financial system and its infrastructure are faced with, in order to provide the public authorities the opportunity to identify the relevant measures for the necessary corrections. For the compilation of this Report we have used data available at the Bank of Albania, and information has been exchanged with other authorities supervising the activity of the financial market. The Report has also made use of information and analyses of public and private international financial institutions.