Bank Lending Survey 2019 Q2

Commercial banks assessed unchanged credit standards for loans to enterprises during 2019 Q2. According banks’ perceptions, loan demand from enterprises was lower in Q2, both from large enterprises and the small and medium-sized ones, driven by loans for investment purpose. Demand on loans for liquidity purposes was perceived higher in Q2. Credit standards for loans to households eased slightly, for both consumer and house purchase loans. Demand for consumer loans was perceived as lower, while for house purchase loans it was reported somewhat higher.