Bank Lending Survey 2019 Q4

Bank Lending Survey 2019 Q4
Author: Monetary Policy Departament
Printed on: 20.01.2020
Production date: 20.01.2020
Material category : Vrojtime periodike / Vrojtim i aktivitetit kreditues: Bank Lending Survey

Commercial banks reported that credit standards for loans to enterprises eased in 2019 Q4, as a result of the ease of credit standards for small and medium-sized enterprises. On the other hand, demand for loans was perceived somewhat lower than in the previous quarter, for both sizes of enterprises, and particularly pronounced for loans for investment financing. Credit standards were also somewhat eased for households, mainly for loans intended for house purchase. Household loan demand in the last quarter of the year was lower in both categories.