Bank Lending Survey 2019 Q1

Bank Lending Survey 2019 Q1
Author: Monetary Policy Departament
Printed on: 19.04.2019
Production date: 19.04.2019
Material category : Vrojtime periodike / Vrojtim i aktivitetit kreditues: Bank Lending Survey
Based on commercial banks’ perceptions, credit standards for loans to enterprises tightened somewhat in 2019 Q1, as a result of a slight tightening of credit standards for investment and liquidity purposes, mainly in the large enterprises segment. Enterprises credit demand was assessed as lower, being more evident in the segment of small and medium-sized enterprises, for both liquidity and investment purposes. Credit standards for loans to households were reported somewhat tightened for house purchase loans. Households credit demand in 2019 Q1, according to banks judgment was lower, both for house purchase and consumer loans.