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Bank Lending Survey

Bank of Albania conducts four times a year the Lending Survey, with credit experts of the commercial banks. Its primary aim is to help the decision making process through additional information on Bank lending system.

 

Time series of the results of BoA Bank Lending SurveY

 

Click on the following links to read the results of the Bank Lending Surveys.


Bank lending survey results in 2017 Q4 show credit standards, overall, remained unchanged, on loans to both enterprises and households. By enterprise size, credit standards on loans to small and medium-sized enterprises and those to large enterprises did not show significant chan...
Published by Monetary Policy Department on 19.01.2018
Bank lending survey results in 2017 Q3 show credit standards were tightened on loans to enterprises, and eased on loans to households. By enterprise size, credit standards on loans to small and medium-sized enterprises remained unchanged to the previous quarter, while those on la...
Published by Monetary Policy Department on 17.10.2017
Bank lending survey results in 2017 Q2 show credit standards on loans to enterprises remained almost unchanged from the previous quarter and eased on loans to households. By enterprise size, credit standards on loans to small and medium-sized enterprises eased somewhat, while tho...
Published by Monetary Policy Department on 14.07.2017
Bank lending survey results show credit standards tightened on loans to enterprises and eased on loans to households in 2017 Q1, in line with the expectations of the previous quarter. The credit standards tightened on loans to large enterprises, and showed an easing trend for loa...
Published by Monetary Policy Department on 19.04.2017
Bank lending survey results show tightening of credit standards on loans to enterprises and eased credit standards on loans to households in 2016 Q4. The credit standards were tightened on loans to large enterprises, and remained unchanged to small and medium-sized enterprises. B...
Published by Monetary Policy Department on 17.01.2017
Bank lending survey results show tightening of credit standards on loans to enterprises and eased credit standards on loans to households in 2016 Q3. The credit standards were slightly tightened on loans to larger enterprises, and remained unchanged to small and medium-sized ente...
Published by Monetary Policy Department on 17.10.2016
Bank Lending Survey results evidence tight credit standards applied to enterprises, and a continued easing trend of credit standards to households in 2016 Q2. Business credit standards were tight for small and medium-sized enterprises and for large enterprises. Meanwhile, standar...
Published by Monetary Policy Department on 18.07.2016
Results summarised under Bank Lending Survey show eased lending standards to enterprises during 2016 Q1 as well. Also, the easing trend of lending standards to households continued for some consecutive quarters. Lending standards applied to both small and medium-sized enterprises...
Published by Monetary Policy Department on 18.04.2016
Bank Lending Survey results evidence eased credit standards applied to enterprises, and a continued easing trend of credit standards to households in 2015 Q4. The positive developments in lending to enterprises were mainly recorded for small and medium-sized enterprises. Banks co...
Published by Monetary Policy Department on 15.01.2016
Credit standards for businesses remained unchanged while those for households maintained the easing trend during Q3, based on the results of the lending survey. For businesses, standards remained unchanged for financing both working capital and investments. Household's standards ...
Published by Monetary Policy Department on 21.10.2015

Questionnaire:

 

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