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Monetary Policy
The Bank of Albania is responsible for formulating, approving and implementing the monetary policy in the Republic of Albania.

What is Monetary Policy?
- Analyses
Markets
In order to implement the monetary policy, the Bank of Albania carries out operations in the interbank market, the foreign exchange market and the government securities market.

Markets
Financial Stability
The Bank of Albania, in cooperation with other authorities, contributes to safeguarding financial stability in Albania.

Financial Stability
- De-euroziaton package
Supervision
The Bank of Albania is responsible for the licencing and supervision of banks and other institutions that conduct banking and financial activities in the Republic of Albania.

Supervision
- Handling complaints
- Supervisory expectations for green finance
Resolution
Resolution is the use of appropriate tools in the case of troubled banks facing financial distress.

Resolution
Statistics
The Bank of Albania compiles statistics to support the decision-making processes and bodies and performs statistical functions for the public at large.

Statistics
Currency
The Bank of Albania is the sole authority for issuing banknotes and coins of legal tender in the Republic of Albania. The monetary unit of the Republic of Albania is the "Lek”.

Role of the Bank of Albania in issuing the national currency
- Currency in circulation
Payments
To promote the normal operation and functioning of the payment system, as one of its main duties, the Bank of Albania plays an active role as the operator, overseer and catalyst and reformer of the payment systems.

Payment System
Museum and education
The Bank of Albania has been committed for years to expanding and deepening financial literacy in Albania, through educational activities and publications, as well as through its Museum.

Museum and Education
- Museum of the Bank of Albania
- Education

Time series

Period:	Monthly
Navigation:	Agregate » MONETARY AND FINANCIAL STATISTICS » MONETARY STATISTICS » ARCHIVE » Interest rates ( - December 2022)
Description:	Average monthly interest rates for new loans to Household and NPISH, by purpose
Institute:	Bank of Albania
Methodology:	Weighted average monthly interest rates for new loans to households and non-profit institution serving households (NPISH) by purpose and currency in percentage. Updated the data of September 2016.

Interval	Display mode	Format
From: To:	Graphic Bar Linear Table Fields by Period Periods by Fields	0 decimals 1 decimals 2 decimals 3 decimals

Code	Index description
1	Average monthly interest rates of new loans in ALL to households and NPISH
1.1	Overdraft
1.2	Consuming of non durable goods
1.3	Consuming of durable goods
1.4	Loans for house purchase
1.5	Other lending (loans for other purposes)
1.5.1	of which: sole proprietorships/partnerships without legal status
2	Average monthly interest rates of new loans in USD to households and NPISH
2.1	Overdraft
2.2	Consuming of non durable goods
2.3	Consuming of durable goods
2.4	Loans for house purchase
2.5	Other lending (loans for other purposes)
2.5.1	of which: sole proprietorships/partnerships without legal status
3	Average monthly interest rates of new loans in EUR to households and NPISH
3.1	Overdraft
3.2	Consuming of non durable goods
3.3	Consuming of durable goods
3.4	Loans for house purchase
3.5	Other lending (loans for other purposes)
3.5.1	of which: sole proprietorships/partnerships without legal status