PRESS RELEASE
Resolution Fund

In April 2026, the Resolution Fund increased by ALL 1.18 billion resulting from the collection of the annual contribution paid by banks. In total, after the payment of annual contribution by banks for nine years since its establishment, the Resolution Fund reached at ALL 8.22 billion.

The “Resolution fund” was established in 2018, for the implementation of the resolution instruments by the Bank of Albania. Pursuant to the Law No. 133/2016 “On the Recovery and Resolution in banks” in the Republic of Albania, within 10 years from the entry into force of the Law, the Resolution Fund should reach the target level of 0.5% of the banking system’s total liabilities. These liabilities are calculated as the difference between the total assets and the regulatory capital of all licensed banks in the Republic of Albania. Banks pay regular annual contributions to meet the target level of the Fund.

According to the deadline set by Law, the Resolution Fund by 2027, should reach the value of ALL 9.4 billion. With a view to meet this target for 2026 the annual contribution paid by the banking sector was calculated pursuant to the Regulation No. 56/2017 “On Resolution Fund and its administration procedures” and amounted ALL 1.18 billion. This annual contribution, for the ninth year during the period 2018-2026, was paid in full and in a proportional manner by all banks of the sector, by 30 April 2026.

After the pooling of this contribution, financial assets of the fund reached ALL 8.22 billion.

The Deposit Insurance Agency manages the Resolution Fund, in compliance with the policy on the management of financial assets approved by the Bank of Albania.

The Resolution Fund can be used by the Bank of Albania for several purposes, including: guaranteeing the assets or liabilities of a bank under resolution, a bridge bank, or an asset management company; meeting the liquidity needs of a bank under resolution, a bridge bank, or an asset management company; purchasing the assets of a bank under resolution; contributing to the capital and providing other necessary funding for a bridge bank or an asset management company; compensating for unhedged losses arising from the exclusion of eligible liabilities of creditors of a bank under resolution; and covering expenses related to the management of the Resolution Fund, among others.

  May 2026