The Bank of Albania licenses, regulates and supervises the following financial institutions:
- Non-bank financial institutions that provide services such as foreign exchange, microcredit, factoring, financial leasing, transfers and payments
- Saving and Loan associations and their unions
- Foreign Exchange Bureaus
The Bank of Albania implements risk-based supervision on institutions licensed by it. This approach means it pays special attention to the most important financial institutions, services and products for the market and the consumers.