Supervision mission and policy

In the capacity of the supervisory authority for banks and other institutions licensed by it, the Bank of Albania:

  • Ensures that the following are upheld: financial soundness of licenced institutions, overall financial stability, prevention of crises and depositor protection;
  • Monitors market developments and recommends relevant measures;
  • Fosters market discipline, by requiring enhanced transparency for banking and financial products and services;
  • Promotes fair competition and equal treatment.

In order to achieve these objectives, the Bank of Albania uses two main instruments: Regulation and Supervision. The regulation sets standards and policies for the functioning of the institutions. Supervision, on the other hand, assesses whether the institutions have complied with the standards and policies set by the Bank of Albania.