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Monetary Policy
The Bank of Albania is responsible for formulating, approving and implementing the monetary policy in the Republic of Albania.

What is Monetary Policy?
- Analyses
Markets
In order to implement the monetary policy, the Bank of Albania carries out operations in the interbank market, the foreign exchange market and the government securities market.

Markets
Financial Stability
The Bank of Albania, in cooperation with other authorities, contributes to safeguarding financial stability in Albania.

Financial Stability
- De-euroziaton package
Supervision
The Bank of Albania is responsible for the licencing and supervision of banks and other institutions that conduct banking and financial activities in the Republic of Albania.

Supervision
- Handling complaints
Resolution
Resolution is the use of appropriate tools in the case of troubled banks facing financial distress.

Resolution
Statistics
The Bank of Albania compiles statistics to support the decision-making processes and bodies and performs statistical functions for the public at large.

Statistics
Currency
The Bank of Albania is the sole authority for issuing banknotes and coins of legal tender in the Republic of Albania. The monetary unit of the Republic of Albania is the "Lek”.

Role of the Bank of Albania in issuing the national currency
- Currency in circulation
Payments
To promote the normal operation and functioning of the payment system, as one of its main duties, the Bank of Albania plays an active role as the operator, overseer and catalyst and reformer of the payment systems.

Payment System
Museum and education
The Bank of Albania has been committed for years to expanding and deepening financial literacy in Albania, through educational activities and publications, as well as through its Museum.

Museum and Education
- Museum of the Bank of Albania
- Education

Banking Statistics

Period:	Quarterly
Navigation:	Agregate » MONETARY AND FINANCIAL STATISTICS » BANKING STATISTICS » ARCHIVE
Description:	Indicators of capital and assets quality
Institute:	Bank of Albania
Methodology:	Return on assets and return on own fund are on annualy basis. In the calculation of asset quality in the loan portfolio, the value of nonperforming loans as the numerator and the total value of the loan portfolio as the denominator excludes accrued interest and includes loans granted to nonbank institutions. Updated the data of QIV 2015 for Capital Adequacy Indicator and Classified Loans.

Interval	Display mode	Format
From: To:	Graphic Bar Linear Table Fields by Period Periods by Fields	0 decimals 1 decimals 2 decimals 3 decimals

Code	Index description
S1
A	Total of banks
1
2	Profitability ( in %)
3	Return on assets*
4	Return on equity *
S2	Efficiency ratio
B
5	Capital adequancy (in %)
6	Regulatory capital (million Lek)
7	Total of risk-weighted assets (million Lek)
8	Capital adequacy ratio ( in %)
S3
C	Credit Portofolio Quality ( in %)
9	1. Classified loans
10	Standard loans
11	Special mention loans
12	Sub-standard loans
13	Doubtful loans
14	Loss loans
15
16	2. Provisions coverage

monetary financial and banking statistics