Bank Lending Survey 2018 Q4

According to commercial banks’ perceptions, credit standards remained unchanged for loans to enterprises in 2018 Q4, in terms of both the enterprise’ size and purpose of loan use. Banks reported a higher demand for loans to enterprises, mainly for investments in the large enterprises segment. Credit standards eased for loans to households, on both consumer and house purchase loans. Demand for loans to households was reported higher, mainly in the consumer loans segment.