Bank Lending Survey 2010 Q2

According to the results of Bank Lending Survey for the second quarter of 2010, the standards for loans to enterprises were slightly tightened. The tightening of standards is applied only for loans granted to small- and medium-sized enterprises. In the meantime, for the second consecutive quarter, the banks have eased the standards for lending to large enterprises. By purpose of loan use, the credit standards have been tighter for investment loans than for working capital. Banks’ experts speak for a moderate easing of credit standards for loans to households in the current quarter compared with the tightened standards in the past two quarters.