Bank Lending Survey 2012 Q1

According to the bank lending survey results for 2012 Q1, lending standards were tightened less on business loans. They, however, continued to tighten further on household loans compared to 2011 Q4. In terms of business size, the lending standards were tightened on loans to large enterprises, while those on small and medium-sized enterprises did not change from a quarter earlier. In terms of purpose of use, banks tightened the lending standards equally on large-enterprise loans for working capital and investment purposes, and on household loans for house purchase or consumption purposes.