Commissions to individuals

Legend
Bank Abbreviation Last update
American Bank of Investment (Albania) ABI August 2024
Credins Bank CB August 2024
First Investment Bank Albania FIB August 2024
Intesa Sanpaolo Bank of Albania ISB August 2024
National Commercial Bank NCB August 2024
OTP Bank Albania OTP August 2024
Procredit Bank PCB August 2024
Raiffeisen Bank RB August 2024
Tirana Bank TB August 2024
Union Bank UB August 2024
United Bank of Albania UBA August 2024
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Commissions on loans - ALL

Home loansABICBFIBISBNCBOTPPCBRBTBUBUBA
Commission applied for Application MIN  3'009.30   0.00   0.00
Commission applied for Application % 0.00    0.00   0.00
Commission applied for Application MAX 1'000.005'015.50   0.00   0.00
Commission applied for Disbursement MIN20'000.000.00 30'000.00 5'000.000.0025'000.00   
Commission applied for Disbursement %1.000.011.000.011.000.010.901.251.251.002.00
Commission applied for Disbursement MAX 0.01    0.00100'000.00   
Commission applied for loan account service/maintenance (at a value)0.00150.00100.00  150.000.00 150.00 0.00
Commission applied for early repayment of loan (partial/total) MIN 0.00    0.000.00  0.00
Commission applied for early repayment of loan (partial/total) %2.000.012.000.021.000.022.002.002.002.003.00
Commission applied for early repayment of loan (partial/total) MAX 0.02  2.00 0.00   0.00
Commission applied for product change MIN  0.00    0.00   0.00
Commission applied for product change % 0.00    0.00   0.00
Commission applied for product change MAX 0.00 21'000.00  0.00   0.00
Commission applied for amending the loan agreement MIN 0.005'015.50 5'015.505'000.001'000.00 7'000.00 5'000.00
Commission applied for amending the loan agreement % 0.000.25 0.50 0.00   0.00
Commission applied for amending the loan agreement MAX6'500.000.00 21'000.00  1'000.00 7'000.00 5'000.00
Commission applied for amending the loan purpose % 0.00    0.00   0.00
Commission applied for loan restructuring MIN 0.00    0.00 4'200.00 0.00
Commission applied for loan restructuring % 0.001.00   0.00   0.00
Commission applied for loan restructuring MAX 0.01 21'000.00  0.00 4'200.00 0.00
Penalties on deferred repayments MIN 0.00    0.00   0.00
Penalties on deferred repayments %25.000.0520.000.1012.000.2015.0020.0020.0036.002.00
Penalties on deferred repayments MAX 0.00    0.00   0.00
Consumer mortgage loan ABICBFIBISBNCBOTPPCBRBTBUBUBA
Commission applied for Application MIN 0.005'000.00   0.00   0.00
Commission applied for Application % 0.00    0.00   0.00
Commission applied for Application MAX 1'000.007'000.00   0.00   0.00
Commission applied for Disbursement MIN7'000.000.00 30'000.00 5'000.000.0025'000.00  0.00
Commission applied for Disbursement %1.000.011.000.011.000.021.001.251.501.502.00
Commission applied for Disbursement MAX 0.01    0.00100'000.00  0.00
Commission applied for loan account service/maintenance MIN 0.00100.00  150.000.00 150.00 0.00
Commission applied for loan account service/maintenance % 0.00    0.00  2.000.00
Commission applied for loan account service/maintenance MAX 150.00  1.000.020.00   0.00
Commission applied for early repayment of loan (partial/total) MIN 0.00  2.00 0.000.00  0.00
Commission applied for early repayment of loan (partial/total) % 0.011.000.01  0.752.002.00 3.00
Commission applied for early repayment of loan (partial/total) MAX 0.02    0.00   0.00
Commission applied for product change MIN  0.00    0.00    
Commission applied for product change % 0.00  5'015.505'000.000.00    
Commission applied for product change MAX 0.00 21'000.000.50 0.00    
Commission applied for changing the loan agreement MIN 0.005'015.50   1'000.00 7'000.00 5'000.00
Commission applied for changing the loan agreement % 0.00    0.00    
Commission applied for changing the loan agreement MAX6'500.000.00 21'000.00  1'000.00 7'000.00  
Commission applied for changing the loan purpose % 0.000.25   0.00   0.00
Commission applied for loan restructuring MIN 0.00    0.00 4'200.00 0.00
Commission applied for loan restructuring % 0.00    0.00   0.00
Commission applied for loan restructuring MAX 0.01 21'000.0012.000.200.00 4'200.00 0.00
Penalties on deferred repayments (in%) 25.000.0520.000.10  15.0020.0020.0036.002.00
Unsecured consumer loans ABICBFIBISBNCBOTPPCBRBTBUBUBA
Commissions applied on administration MIN3'000.000.01 6'500.000.005'000.000.00    
Commissions applied on administration %2.000.001.500.021.000.031.00 2.501.502.00
Commissions applied on administration MAX 0.03 13'000.000.00 0.00    
Penalties on deferred repayment of loan instalment (in %)30.000.0520.000.1012.000.2015.00 25.0036.002.00
Commissions applied for early repayment MIN 0.01    0.00    
Commissions applied for early repayment % 0.01 0.010.500.010.75 0.001.003.00
Commissions applied for early repayment MAX 0.01  1.00 0.00